Business Lending

Whether you need to finance growth or cover timing gaps in revenue collection, Security National Bank’s customized credit options are available to help you meet the challenges of running your business.

We take pride in helping client’s choose the right credit product from a wide range of borrowing options and we will work diligently to structure a solution that supports your business plan.

We encourage you to visit with a Business Banker today to discuss the following:

Commercial Real Estate Loan

We believe in the power of relationships. At Security National Bank you partner with a relationship manager that will serve as your one point of contact. Your Business Banker will learn your business, your goals, your objectives, and work with you to develop a solution.

So whether you are refinancing, expanding, relocating or buying a commercial building we’ll tailor a real estate loan to meet your needs.

Business Lines of Credit

We recognize that businesses need a steady cash flow to keep operations running smoothly. Our business lines of credit provide you with the financial flexibility to act when opportunities arise. Lines of credit are a convenient way to finance:

  • Short Term Cash Flow Needs
  • Receivables
  • Inventory

We understand timeliness is critical. Contact a Business Banker today to review the flexible loan options that we can provide.

Equipment Financing and Leasing

Equipment financing and leasing are cost effective ways to conserve your operating capital. Security National Bank offers competitive financing with flexible terms and options. Individual loans and leases are structured with your business in mind and provide benefits including:

  • Loan terms that correspond with the life of the equipment
  • Repayment structure based on your cash flow
  • Flexible collateral options

Small Business Administration (SBA) Loan

Developed for meeting the needs of small business clients, SBA loans are designed to help qualified start-up and existing small businesses obtain financing they might not otherwise be eligible for through normal lending channels.

SBA loans can be used for a variety of business purposes, such as:

  • Land & building
  • Leasehold improvements
  • Machinery and equipment
  • Furniture and fixtures

To promote economic development, the SBA 504 Loan Program provides financing opportunity for major, long term fixed assets.

For more details, ask to visit with one of our Business Bankers.

Letters of Credit

Demonstrate your creditworthiness and draw upon our strength. Our team can:

  • Provide assurance to third parties that your business can fulfill various payment or performance obligations under a contract (Standby Letter of Credit)
  • Arrange for international trade professionals to negotiate the various documents and facilitate payment for specific import transactions (Documentary Letter of
    Credit).

Business Credit Card

One of today’s most accepted forms of credit, a Security National Bank Credit Card allows you to manage your company’s spending in an efficient manner. Additional benefits include:

  • Simple Enrollment process
  • Variable user credit limits
  • Interest free 25 day grace period on purchases
  • Convenient online account access