Personal Savings

Saving for the future is important. Security National Bank believes that tomorrow's prosperity is realized through today's preparation. Because of this, we offer our clients an extensive catalogue of competitive savings options including Certificates of Deposit (CD) and a variety of savings products to choose from. To learn more about securing your financial future, contact one of our personal banking professionals today!

Personal Savings Account Comparison

 

Statement Savings
A basic plan for fast growth and easy access to funds

Prestige Money Market Savings
For individuals with higher deposit balances; offers higher interest payouts while maintaining the same level of convenience

Children's Savings
Teach your child the value of saving with this account for children 19 or younger.

Certificate of Deposit
A conservative method of investing which offers all the benefits of financial growth without the risk of other investment options

Health Savings Account
Cover qualified medical expenses for individuals enrolled in a High Deductible Health Plan; consists of non-taxed funds contributed from clients' paychecks

Minimum opening deposit

$100 minimum balance to open

$2,500 minimum balance to open

$25 minimum balance to open

Tiered minimum balances starting as low as $2,000

 $1 minimum balance to open

Minimuim daily balance to obtain the Interest rate

Competitive interest rate is compounded and credited quarterly when the minimum daily balance is above $100

Competitive tiered interest rate is compounded and credited monthly when minimum daily balance is above $2,500

Competitive interest rate is compounded and credited quarterly when minimum daily balance is above $25

Tiered interest rates reward you for higher balance investing

Tiered interest rate or CD

HSA accounts grow tax-deferred until age 65. Funds can be withdrawn for any non-medical purpose after 65 at ordinary tax rates or tax-free when used for medical care

Service charge

No monthly service charge when minimum daily balance is above $100

No monthly service charge when minimum daily balance is above $2,500

No monthly service charge

  No monthly service charge when the daily balance is above $3,000.

Transactions

6 FREE withdrawals quarterly (nominal fee charged for additional withdrawals)

6 FREE debit transactions per month

6 FREE withdrawals quarterly (nominal fee charged for additional withdrawals)

   

FREE Online Banking service for reviewing your account information

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FREE ATM Card 

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Convenient Visa Debit Card for paying medical expenses or low cost checks available

FREE ATM service at Security National Bank ATM Locations 

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FREE 24-hour automated phone service 

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FREE automatic deduction option from your Security National Bank checking account to help make saving easier

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Additional

   

Annual statement

Each Certificate of Deposit is FDIC insured up to the limits set by the federal government

Funds contributed to the account may not be subject to income tax when used for qualified medical expenses. Consult your tax advisor for your situation.