Personal Checking with Rewards

Rewards, rewards, rewards. By having a checking account with us, you'll earn rewards that you can spend however you like at UChooseRewards.com. Reward yourself with travel, gift cards, cash—whatever you wish—as an added perk of being our customer. You can also earn interest every month, receive cash reimbursements on foreign ATMs and enjoy several other advantages.

A great relationship with your bank. That's just one of many perks that come with opening a checking account with us. As your hometown bank, we promise to deliver a more personalized, professional approach to serving you.

Use our handy tool to decide which account works best for you.

	Rewards Checking	Choice Rewards Checking	Premier Rewards Checking
Minimum Open Deposit	$100.00	$100.00	$100.00
Monthly Service Charge	$3.95	$12.00	$15.00

Performing any one of the following options will avoid the monthly Service Charge
Visa® Debit Card Transactions	10 Visa® debit card transactions posted and cleared per statement cycle	15 Visa® debit card transactions posted and cleared per statement cycle	No Requirement
Minimum Daily Balance¹	$500.00 Minimum Daily Balance	$1,500.00 Minimum Daily Balance	$20,000.00 in SNB deposits
Total Deposit Relationship²	$1,500.00 in SNB deposits	$5,000.00 in SNB deposits	$20,000.00 in SNB deposits

Benefits
Interest	Not Available	$1,500.00 Minimum Daily Balance to earn interest	$1,500.00 Minimum Daily Balance to earn interest
Paper Checks	Available at list price	Available at list price	Free bank logo checks
Paper Statement	$2.95	FREE	FREE
Electronic Statement	FREE	FREE	FREE
Online Banking	FREE	FREE	FREE
Mobile Banking	FREE	FREE	FREE
Account Alerts	FREE	FREE	FREE
Bill Pay	FREE	FREE	FREE
PopMoney	FREE	FREE	FREE
SNB ATM Withdrawals	FREE	FREE	FREE
Foreign ATM Withdrawals	Usage Fees Apply	Up to $10.00 reimbursement per statement cycle	Up to $20.00 reimbursement per statement cycle
Consumer Loan Discounts	0.50% w/ Autopay from SNB account	0.50% w/ Autopay from SNB account	0.50% w/ Autopay from SNB account
Mortgage Closing Cost Credit³	$250 credit on closing costs for refinance or home loan greater than $100,000	$250 credit on closing costs for refinance or home loan greater than $100,000	$250 credit on closing costs for refinance or home loan greater than $100,000
Safe Deposit Box	Available at list price	$30.00 Credit First Year	$30.00 Credit First Year
Money Orders / Cashier's Checks	Available at list price	Available at list price	Available at list price

UChoose Rewards®⁴
Online Banking Enrollment	500 points	500 points	500 points
Mobile Banking Enrollment	500 points	500 points	500 points
eStatement Enrollment	500 points	500 points	500 points
New Consumer Loan	2,500 points	2,500 points	2,500 points
New Consumer Deposit Account	500 points	500 points	500 points
Birthday (up to 3 account owners)	500 points	500 points	500 points
Online Bill Pay	30 points per bill pay up to 500 points per statement cycle	30 points per bill pay up to 500 points per statement cycle	30 points per bill pay up to 500 points per statement cycle
POS Signature Purchases	1 point for every $2.00	1 point for every $2.00	1 point for every $2.00
POS PIN Purchases	1 point for every $4.00	1 point for every $4.00	1 point for every $4.00

¹ Minimum Daily Balance: The lowest balance in your account on any day of the statement cycle.

² The Total Deposit Relationship is the Minimum Daily Balance in your checking account plus the current balance of all other deposit accounts you have with us on the statement cycle date of your checking account.

³ Mortgage closing cost credit applies to primary residences only. Cannot be combined with other discounts/promotional offers or exceed fees charged by SNB. Valid for loans closed by SNB Mortgage department only. Visit with an SNB Mortgage Consultant for complete details.

⁴SNB reserves the right to modify the points and rewards without prior notification.

Personal Checking with Rewards

Rewards

Choice Rewards

Premier Rewards