Educate yourself and Keep your guard up.
As the landscape becomes increasingly digital, safeguarding yourself and/or a business from fraud becomes more and more challenging as fraudsters continue to become more stealthy. Take a look at the resources below to help you understand the magnitude of ways fraudsters can sneak into your life and how to spot the red flags. Educating yourself is your best defense!
Banks never Ask That
There are certain things that banks NEVER ask. Don’t fall for fake. Take action to protect your hard-earned cash against scams.
Reference: American Bankers Association
What Banks Never Ask
- To verify your account number via call, text, or email.
- To click a suspicious link via email or text.
- To verify your password via call, text, or email.
Legitimate organizations never ask for sensitive or personal information via call, text, or email. Make sure you always stop and think before making any rash decisions. Learn more on how to protect yourself!
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Email, Phone, and Text Scam Tips
Learn about ways you can protect yourself from scams here.
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FRAUD SCAMS TO WATCH OUT FOR
Fraudsters wear many hats and use many different methods to manipulate you. Scams can be intertwined, meaning a fraudster could scam you using multiple methods—so what's your best defense against it? It's educating yourself on the many tactics used and always being suspicious.
Romance Scams
Sharing is not always caring—protect yourself from "Romance Scams."
"Romance Scams" are one of the most common forms of financial fraud and can be the hardest to recognize. The fraudster often asks for a favor or needs help to get them through a tough time. Please do not give out your account information, and do not send or accept money from someone you've met online. If asked to do so, please contact a banker at your branch and ask for help. We can help determine if it's part of a scam: 402-344-7300.
COMMON RED FLAGS:
- The friendship or relationship escalated very quickly.
- You've only talked to this person via phone, text or email.
- Face-to-face meetings are postponed or not possible due to extreme distance.
- They don't always ask you for your money! A fraudster may ask you to accept money on their behalf and withdraw cash or transfer it.
- When they ask for money or a favor, it is always an emergency or includes a sad story to 'tug at your heartstrings.'
Fraudsters are good at what they do! Don't let your guard down. Contact us if you are experiencing any of these scenarios: 402-344-7300
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Get Rich Quick Scams
Does it seem too good to be true? It's probably a scam. Learn more!
Resource: Federal Trade Commission
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Fake Check Scams
Fake checks are among the most common scams to commit fraud against consumers. Before you deposit a check you weren’t expecting or wire funds to an unknown recipient, learn more about what you should know.
Resource: American Bankers Association
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Imposter Scams
Imposter scams often begin with a call, text message, or email. The scams may vary, but they work the same way - a scammer pretends to be someone you trust, often a government agent, family member, or someone who promises to fix your computer - to convince you to send them money or share personal information. Learn more!
Resource: American Bankers Association
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Refund & Recovery Scams
Refund & recovery scams are the worst of the worst. They target people who have already lost money to a scam. If you’ve been scammed, you may be targeted by a refund or recovery scam. In these scams, someone says they can help get your money back or recover the prize or item you never got, but you need to pay them first. If you do, you’ll lose more money. Learn more!
Resource: Federal Trade Commission
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Money Mule Scams
If someone sends you money and asks you to send it to someone else, STOP. You could be what some people call a money mule - someone scammers use to transfer and launder stolen money. Learn more!
Resource: American Bankers Association
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Employment Scams
Find a job that seems too good to be true? It may be a scam. Learn more!
Resource: American Bankers Association
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Tech Support Scams
Tech support scammers will try to sell you useless services, steal your credit card number, or get access to your computer to install malware, which could then let them see everything on your computer (including your account passwords). Learn more!
Resource: Federal Trade Commission
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Gift Card Scams
Buying a gift card to pay someone? Stop, it may be a scam. Learn more!
Resource: Federal Trade Commission
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Identity Theft Resources
Suspect Identity Theft?
For proactive inquiries or immediate help resolving identity theft, please call us at 402.344.7300 or toll-free 844-SNB-1964. We will connect you with an experienced fraud specialist for personal assistance throughout the resolution process. Learn more!
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What to Know, What to Do
Is someone using your personal or financial information to make purchases, get benefits, file taxes, or commit fraud? That's identity theft. Learn more!
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Fraud TOOLS
It's always the right time to protect yourself or your business from fraud. Fraud in its many forms can, at best, wreak havoc in our lives through major inconvenience and annoyance. At worst, it can lead to financial ruin and potentially threaten your reputation and personal safety. We've got your back with fraud tools and tips for you or your business!
Personal Account Alerts
More control, more options and more security. Our alerts provide you with a robust offering that works within both online and mobile banking! Messages you choose to receive are instantly delivered, with the option of being scheduled via email, text1, push notifications on your smartphone with our SNB Mobile Banking app or within the online banking messaging center called "secure inbox." Learn more!
1Message and data rates may apply.
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Personal Visa® Debit & Credit Card Tracking
The My Cards feature within the SNB Mobile Banking App lets you control your Security National Bank Visa® debit and credit cards from your mobile device. Start by tapping "My Cards" in your SNB Mobile Banking App. You'll find out how easy it is to manage your cards. Learn more!
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Business Account Alerts
More control, more options and more security. Our alerts provide you with a robust offering that works within both online and mobile banking! Messages you choose to receive are instantly delivered, with the option of being scheduled via email, text1, push notifications on your smartphone with our SNB Mobile Banking app or within the online banking messaging center called "secure inbox." Learn more!
1Message and data rates may apply.
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Positive Pay For Business
Help protect your business with Positive Pay, our fraud detection program that ensures only checks written and authorized by your business are paid.
Reach out to our treasury management team to learn more!
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ACH Fraud Filter For Business
By monitoring incoming ACH items against pre-defined rules, our filter can protect your accounts from unwanted transactions. We notify you promptly if an unauthorized ACH item is posted to your account.
Reach out to our treasury management team to learn more!
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Visa® Debit & Credit Card Tracking For Business
With the CardValet app, you have the power to control your SNB Business Visa® debit or credit card features instantly from your mobile device for items like fraud protection (turn your card "off" or "on"), control spending (set limits and locations used) and review balances and transactions, just to name a few. Learn more!
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